Mltpl Technologies Limited ("Mltpl", “our”, “us” or “we”) is a company registered in England and Wales (company number 13004754) with a registered office at 23 Chiltern Drive, Surbiton, KT5 8LP, United Kingdom.
For the purposes of the UK Data Protection Act 2018 and the UK GDPR (as defined in section 3(10) (as supplemented by section 205(4)) of the same Act) Mltpl is the controller and can be contacted as follows: Mltpl, 19 Bellefields Rd, London SW9 9UH.
Mltpl registered with the UK's data protection regulator (The Information Commissioner's Office or “ICO”) as a Controller of personal data under number ZB303084.
Mltpl operates https://mltpl.tech/ and https://bdgt.report/ ("Websites") and offers the Mltpl and Bdgt Platforms (as defined our Terms of Service) which can be used to obtain Reports (as defined our Terms of Service) for an initial valuation of a UK Company and the analysis of customer spending data. Access to the Mltpl Platform and the provision of the Reports ("Services") requires the processing of certain personal data about the representatives of our customers ("you", "your").
This policy applies to our processing of such personal data where we act as data controller.
In relation to our Bdgt service: (i) we act as a data controller only in a limited number of circumstances, e.g. when you provide us with your name and login credentials, which are necessary for account verification purposes, or when we provide you with support services, and (ii) we act as a data processor when delivering most of the Bdgt services (meaning the data controller's, e.g. the law firm or customer subscribing to the Bdgt service, privacy notice will apply).
Please read it carefully to understand the types of personal data we collect, how we use such personal data, the circumstances under which we will share it with third parties, and your rights in relation to personal data about you.
You will be asked to provide us with some basic information so that we can set you up with an account and so that we can manage this account. We will ask you to provide some contact information so that we can reach out to you if that is necessary in relation to our Services. We will also use the same information to respond to any queries you may have in relation to our Services. We will continuously improve our Services on the basis of any relevant information that you decide to provide to us. This processing is necessary for our legitimate interest, i.e. the verification of user accounts, the security of our IT systems, and provision of support services. The information we need to deliver, manage and improve our Services typically includes a user name and a password, your name, corporate email address, phone number and any feedback about our Services that you decide to provide.
We may approach you offline or online (for example on social media or via email) and inquire whether the organisation you represent is interested in our Services. We will use whatever information you have decided to publish on your, say, LinkedIn profile, to do that. We will also use whatever information you have decided to share with us offline by way of, say, exchanging business cards, to do that.
We will contact you if you fill in any of the web forms on our Websites. When we do that we will use the contact details you have decided to provide in the relevant form.
We will send you our e-newsletter if you subscribe for it. We will use your name and email address to do that.
The processing is necessary for our legitimate interest, i.e. promoting our Services to prospective customers and generating engagement with existing customers. You can object to this processing at any point in time by letting us know your preferences.
In order to use some of our Services, you may need to provide us with information about others, such as your staff or your own customers, for example. Where that is the case, we will rely on you to inform the concerned individuals that their data is being transferred over to us and to seek their authorisation for such transfer, where required by law.
The processing is necessary for our legitimate interest, i.e. the performance of a contract between us which requires the personal data of the concerned individuals.
In order to deliver some of our Services, we may need to process information available in the public domain, such as on the Companies House website, for example. Such information would typically concern others, such as your own customers, for example. Where that is the case, we will rely on you to inform the concerned individuals (when you know who they are) that their data is being retrieved by us from the public domain, where required by law.
The processing is necessary for our legitimate interest, i.e. the performance of a contract between us which requires the personal data of the concerned individuals to be processed, on instruction from the customer, so we can provide the Services.
If the organisation you represent is our supplier (as opposed to our customer) we will ask you to provide us with some basic information so that we can receive and pay for the services your organisation provides. Such information typically includes your name, corporate email address and phone number.
The processing is necessary for the performance of a contract between us and the supplier (i.e. so we can receive the supplier's services and pay the supplier), or the processing is necessary for our legitimate interest, i.e. the performance of a contract between us and the company you represent.
If you choose to generate a Bdgt report, we use we use an open banking account information service, provided by Plaid Financial Ltd. Plaid are an authorised payment institution regulated by the Financial Conduct Authority (firm reference number 804718) under the Payment Services Regulations 2017. Plaid will provide Mltpl with account, balance, transaction and merchant data for accounts you give express permission to link to our service, to enable us to display your historical spending and perform analysis on the same. You can view Plaid's privacy policy at https://plaid.com/legal/#consumers
When you visit the Websites, certain technical information about the device you use to access our Websites may identify you and will be generated by "cookies", web-beacons and other similar tracking technologies. Please see the "cookies" section below for the technical details about this type of data processing. Please use the "cookies" banner on our Websites to exercise your choice regarding accepting or rejecting cookies.
We will treat your information as confidential information and so shall our suppliers do. We use various technological solutions providers in order to deliver, manage, improve, promote and advertise our Services. Our suppliers are prohibited from using personal data for any purpose other than the delivery of their services to us. Nevertheless, depending on their type, our suppliers may have limited access to your information. These providers include our cloud storage providers, customer relationship management systems providers, email services providers, social media companies, analytics providers and others who assist us in promoting, delivering, managing and improving our Services and our Websites.
In addition, we may also disclose your personal information to third parties in the following circumstances:
Purpose of disclosure: if we buy any business or assets, we may disclose your personal information to the prospective seller of such business or assets. Justification: legitimate interests (to enable the acquired business to offer services to our customers)
Purpose of disclosure: if Mltpl or substantially all of its assets are acquired by a third party, personal information about our customers' representatives will be one of the transferred assets. Justification: legitimate interests (to allow the prospective buyers to provide you the Services)
Purpose of disclosure: if we need to protect the rights, property, or safety of Mltpl, our customers, or others, we may disclose your personal information to third parties, such as professional advisors and official authorities. Justification: legitimate interests (to enforce our rights)
Purpose of disclosure: we may disclose your personal information to third parties, the court service and/or regulators or law enforcement agencies in connection with proceedings or investigations anywhere in the world where compelled to do so. Where permitted, we will direct any such request to you or notify you before responding unless to do so would prejudice the prevention or detection of a crime. Justification: legal obligation
Your personal information will be stored electronically on computer systems located in the United Kingdom and managed by our suppliers. In certain limited circumstances your personal information may be accessed by staff, stored with or transferred by our suppliers in, a destination outside the United Kingdom ("UK") or the European Economic Area ("EEA") in which data protection laws may be of a lower standard than in the UK or the EEA.
Regardless of location, we will impose data protection safeguards similar to those that we deploy inside the UK and the EEA. Where required by applicable law, we will transfer your personal information subject to European Commission and UK Information Commissioner's Office approved contractual terms that impose equivalent data protection obligations directly on the recipient. Please contact us if you would like further details of the specific safeguards applied to the export of your personal data.
We will hold personal data about you for as long as is necessary in order to conduct the processing detailed above, deal with any specific issues that may raise, or otherwise as is required by law or any relevant regulatory body. Please note some personal data may need to be retained for up to six years to ensure Mltpl can comply with applicable laws and internal compliance procedures.
We restrict access to your personal information to those persons who need to use it for the relevant purpose(s). Our retention periods are based on business needs and your information that is no longer needed is either irreversibly anonymised (and the anonymised information may be retained indefinitely) or securely destroyed.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the personal risk or harm from unauthorised use or disclosure, the purpose for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
Under the UK GDPR, you have various rights in relation to personal data about you that we process. All of these rights can be exercised by contacting us at the email address specified above.
You have the right to:
be informed (of the processing);
access (such information);
rectification (of inaccurate information);
erasure (of such information);
restrict processing (in certain cases);
object to profiling;
data portability (in certain cases);
complain to the Information Commissioner's Office;
withdraw consent (if we have collected your personal information on this basis).
Detailed information on the full content of your rights (and any conditions that may apply) is provided by the UK Information Commissioner's Office and is available on their website: https://ico.org.uk/your-data-matters/.
Asking us to stop processing your personal data or deleting your personal data will likely mean that you or the organisation you represent will no longer able to use our Services, or at least those aspects of the Services which require the processing of the types of personal data you have asked us to delete.
While we will not sell personal data about you (or any other data you provide us with) to third- parties, we reserve the right to share any data which has been anonymised. You acknowledge and accept that we own all right, title and interest in and to any derived data or aggregated and/or anonymised data collected or created by us.
Our Websites use "cookies". Some of these are essential or functional, while others help us to improve your experience by providing insights into how the site is being used. We may also use "cookies" for advertising. Some "cookies" and similar technologies, particularly those that track browsing behaviour across the web are perceived by data protection regulators as privacy- intrusive. We are, therefore, presenting the below information to visitors of our Websites in order to explain why and how we use this technology. "Cookies" work with the help of certain online identifiers and typically involve the processing of the following information that is considered personal data:
Internet Protocol (IP) addresses;
Device or mobile IDs and/or device model and type;
Browser information, operating system information, and/or language preferences;
The location and the preceding and succeeding websites you have visited, including which pages/part/icons on our Websites you interacted with;
Applications you click on and how often; and
The pages of our Websites that you visit, and how long you spend on each page.
For the purposes of data protection law, we use the following justifications to process your online identifiers derived from "cookies":
We use "cookies" for the correct, efficient and viable delivery of online content. The processing is necessary for our legitimate interest (that are to ensure the availability of our Websites).
We use "cookies" for the analysis and optimisation of our Website's performance and engagement. The processing is necessary for the purpose of improving our services and is subject to your permission (consent).
We use "cookies" for the delivery (including via third parties) of targeted advertising tailored to your interests. The processing is necessary for the purpose of promoting our services and is subject to your permission (consent).
Please exercise your choice with respect to accepting or rejecting "cookies" via the pop-up on our Websites.
In addition to the controls provided on on our Websites via the pop-up, you can choose to block "cookies" by activating the settings on your browser that allow you to refuse the setting of all or some "cookies". However, if you use your browser settings to block all "cookies" (including essential "cookies") you may not be able to access parts of our Websites. Your browser settings also allow you to delete all "cookies" stored on your device whenever you wish.
The UK Information Commissioner's Office provides the following guidance on controlling "cookies":
A number of websites provide detailed information on "cookies", including AboutCookies.org and AllAboutCookies.org.
The European Interactive Digital Advertising Alliance website Your Online Choices allows you to install opt-out "cookies" across different advertising networks.
Google has developed a browser add-on to allow users to opt-out of Google Analytics across all websites which use it.
Some browsers include a feature known as "Do Not Track" or DNT. This allows you to indicate a preference that websites should not track you. However, whilst DNT is available in many browsers, websites are not required to recognise its request, so it may not always work. You can get help on how to use DNT in Microsoft Edge, Mozilla Firefox, Google Chrome and Opera.
For more information on how private browsing works as well as its limitations, visit the support pages for your browser: Microsoft Edge, Microsoft Internet Explorer, Mozilla Firefox, Google Chrome and Safari (IOS (mobile) and desktop).
If you are concerned about online tracking then we can recommend you to:
Set your browser settings to delete all "cookies" every time you close your browser.
Consider adopting Global Privacy Control;
Install a privacy-friendly browser on your device, such as Mozilla Firefox, Safari, or Brave;
Install anti-tracking and ad-blocking plug-ins on that browser, such as Ad Block Plus, Ghostery or PrivacyBadger; and
Use privacy-friendly web search engines, such as Ecosia or DuckDuckGo.
Any changes we make to our privacy policy in the future will be posted on this page, and where appropriate, notified to you by email. We therefore encourage you to review it from time to time to stay informed of how we are processing your information.